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Important business start-up costs that you need to consider

Starting up your own business can be a daunting prospect and can often be an expensive process. Here at Butterworth Barlow, we want to make sure that the experience is as stress free as it can possibly be to get you off on the right foot for your new business venture. To help with this, we have put together a list of start-up costs that you should bear in mind before you take the plunge.

Research Expenses

Before you do anything, it’s imperative that you know everything there is to know about the industry you’re about to enter. Whether that be beauty, food or electricals, you should conduct careful and thorough research of the market. When doing your market research, you should consider points such as your potential consumers’ requirements and preferences. Research takes time, but it is time well spent.

Insurances and Licenses

It’s important that you have the correct legal documents and certificates before you start your business venture. This includes insurance, authorisations and any licenses you may need. The type of business you’re starting will determine what licenses you will need, whether it be basic or industry specific, and this should have been determined when undertaking market research.

Equipment and Supplies

Each industry and every business will require some form of equipment and basic supplies. You should decide early on whether you’re going to lease or buy the equipment. When making this decision, carefully weigh up your budget, factoring in any potential extra costs, the type of equipment it is and the terms and conditions of its lease.

Advertising and Promotion

Many people make the mistake of thinking that promoting their new business is just a case of one or two advert placements. However, it is much more than this; it also includes marketing. This comprises tasks such as creating and managing social media accounts, networking and creating a positive brand image. Everything a business does in order to boost its success is under the umbrella of advertising and promotion, and it often takes a lot of time and effort but can be invaluable to your new business.

Borrowing Costs

For any type of new company or business, funding will be required. There are two main ways to obtain capital for your business; equity financing and debt financing. Equity financing involves selling shares in the company, and in return they receive ownership interests in the company. Debt financing is essentially borrowing money in order to run your business. You can typically obtain a loan or overdraft from the bank, but it’s important to remember that all loans are accompanied by interest rates which you should factor in before starting your business and planning your upcoming budgets.

For more advice on start-up costs or for information about your finances call Butterworth Barlow on 0151 493 9700 or visit www.butterworthbarlow.co.uk

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